I’ve been reading about Noorda-COM’s health insurance policy and it seems pretty strict. Does anyone know the details, like how waivers work or what happens if you don’t comply?
Noorda-COM makes it mandatory for all students to have health insurance. They offer a plan through HSAC, and you’re automatically enrolled unless you submit a waiver by the deadline.
Zion said:
Noorda-COM makes it mandatory for all students to have health insurance. They offer a plan through HSAC, and you’re automatically enrolled unless you submit a waiver by the deadline.
Yeah, the waiver process has strict requirements. Your plan has to cover at least $1 million annually and include things like prescriptions and local care in Provo.
@Journey
Also, the deductible can’t be more than $2,500 per year. They really want to make sure your coverage is solid.
Zion said:
Noorda-COM makes it mandatory for all students to have health insurance. They offer a plan through HSAC, and you’re automatically enrolled unless you submit a waiver by the deadline.
If your waiver gets denied, you can appeal. But honestly, it seems easier to just go with their plan unless you already have great insurance.
What happens if you miss the waiver deadline? I’m worried I’ll forget to submit mine in time.
Nile said:
What happens if you miss the waiver deadline? I’m worried I’ll forget to submit mine in time.
If you miss the deadline, they’ll automatically enroll you in the HSAC plan, and you won’t get a refund once it’s finalized. So, set a reminder for the deadline!
For international students, keep in mind that short-term or out-of-country plans aren’t accepted. It has to meet all the U.S. requirements.
Flynt said:
For international students, keep in mind that short-term or out-of-country plans aren’t accepted. It has to meet all the U.S. requirements.
Good point. I had to switch from a traveler’s plan to something ACA-compliant when I enrolled.
If you lose your coverage mid-year, like aging out of a parent’s plan, you can enroll in their plan later, but you’ll be charged a prorated premium.
Flynn said:
If you lose your coverage mid-year, like aging out of a parent’s plan, you can enroll in their plan later, but you’ll be charged a prorated premium.
That’s actually good to know. Losing coverage unexpectedly can be stressful, so it’s nice they offer that option.