Could anyone share their personal experiences with Golden Rule Insurance? I’m currently researching insurance options for my family and would appreciate hearing about how satisfied you’ve been with their plans. Specifically, I’m curious about how easy it is to navigate their coverage options and how responsive their customer service is, particularly when it comes to handling claims. Your insights would really help me weigh my options and make the best choice for our healthcare needs. Thanks in advance!
I have a policy that I’m considering canceling. Every claim, including lab work for my annual physical, has been denied. The lab work was denied because there was no diagnosis code, despite it being part of my annual physical. Even after sending the diagnosis codes with the lab receipts again, they still would not accept it. I believe it might be wiser to save that money for medical expenses instead. It feels like all insurance is a scam these days.
I have this insurance policy that I’m thinking of cancelling. They’ve refused to pay for all my claims, even for lab work during my annual check-up. They denied it because there wasn’t a specific diagnosis code, even though it was just a routine check-up. I even sent them the right codes again, but they still wouldn’t cover it. I think it’s better to save that money myself for medical costs. I’m starting to think insurance isn’t worth it anymore.