I came across this article about health insurance companies using Fitbit data. It sounds like a cool idea to earn cash for staying active, but it also raises concerns. Could this data be used to deny coverage or increase rates? What do you all think?
It’s definitely possible. Insurers already use driving data to set car insurance rates, so why not health data? The big question is how they’ll regulate this.
Marlow said:
It’s definitely possible. Insurers already use driving data to set car insurance rates, so why not health data? The big question is how they’ll regulate this.
Exactly. If laws around preexisting conditions change, Fitbit data could easily be used against customers.
@Mal
It’s a slippery slope. What happens if they require everyone to wear a tracker to even qualify for insurance?
But on the flip side, this data could help people detect illnesses early. Like the flu example—early treatment could save lives.
Kipp said:
But on the flip side, this data could help people detect illnesses early. Like the flu example—early treatment could save lives.
True, but it depends on how the data is used. Helping patients is great, but using it to deny care? Not so much.
I think it’s all about regulation. If there are clear rules about how insurance companies can use this data, it could be a win-win.
Cade said:
I think it’s all about regulation. If there are clear rules about how insurance companies can use this data, it could be a win-win.
Good point. But do you trust insurance companies to follow the rules without loopholes?
It’s also worth thinking about privacy. Even if you opt in now, will they keep using your data down the line for other purposes?
Voss said:
It’s also worth thinking about privacy. Even if you opt in now, will they keep using your data down the line for other purposes?
Yeah, and what if they sell it to third parties? Suddenly, advertisers know your every move.
I read that companies like Qualcomm are pushing for devices that diagnose diseases without doctors. That sounds both amazing and scary.
Gentry said:
I read that companies like Qualcomm are pushing for devices that diagnose diseases without doctors. That sounds both amazing and scary.
It’s a game changer for healthcare, but only if the tech is accurate and not used to exploit people.