What’s the deal with Alliance Bronze Health Plan?

General Discussions Forum
1

I just heard about the new Bronze Plan from Alliance Health. It seems like a budget-friendly option, but I’m curious about the details. Has anyone looked into the deductibles, out-of-pocket costs, or HSA benefits?

2

The Bronze Plan is definitely more affordable if you’re okay with higher deductibles. Individual deductible is $7,000, and the family deductible is $14,000. Once you hit those, there’s an out-of-pocket max of $8,050 for individuals and $16,100 for families.

3

@Patton
Thanks for breaking that down. What’s this about an HSA contribution for new members?

4

Lennon said:
@Patton
Thanks for breaking that down. What’s this about an HSA contribution for new members?

If you’re new to the Bronze Plan, Alliance gives a one-time contribution to your HSA—$250 for individuals and $500 for families. It’s optional for employers to contribute after that, though.

5

The updated vendor partnerships sound promising too. Allied Benefit, MedOne, and First Health are the new partners, so you’ll get better prescription services and a wider network of providers.

6

Hux said:
The updated vendor partnerships sound promising too. Allied Benefit, MedOne, and First Health are the new partners, so you’ll get better prescription services and a wider network of providers.

Good to know. Do you think the vendor changes make a big difference?

7

@Lennon
It could, especially if you rely on specific medications or need access to a larger provider network. Might be worth checking if your preferred providers are included.