No Health Insurance and Feeling Stuck… What now

We haven’t had insurance for 5 years and it’s been a tough road. We earn too much to qualify for Medicaid but not enough to pay for plans on healthcare.gov. This situation weighs heavily on us. My husband has Hep C from years back, and no, he isn’t a user. We just can’t afford his treatment. Every day I worry that he’s getting worse and we can’t do anything to help him. Our kids are young and the thought of them losing their father to this disease is unbearable.

I’ve searched for help but honestly, the options are confusing. Many grants need insurance and the entire process feels overwhelming. I looked into local help, but the only option was a health department two counties away. He went there a couple of times and ended up with around $2000 in medical bills. I really need to know how I can help him.

You might qualify for big subsidies on healthcare.gov or Medicaid, depending on how many people are in your household. Your insurance could be free or almost free, but keep in mind that it’s not open enrollment right now.

The Silver benchmark plan will cost 4.96% of your income, which is about $171 a month after subsidies.

Jonah said:
The Silver benchmark plan will cost 4.96% of your income, which is about $171 a month after subsidies.

Could you break that down a bit more?

Tallis said:

Jonah said:
The Silver benchmark plan will cost 4.96% of your income, which is about $171 a month after subsidies.

Could you break that down a bit more?

The second lowest cost Silver plan in your area will cost $171 a month.

Are there people I can talk to who can assist me with the application process?