Is Group Accident Insurance Worth It?

General
1

Hey all,

My employer offers group accident insurance, and I’m on the fence about whether to sign up. Has anyone here had experience with it? Is it really worth the extra cost? Would love to hear your thoughts and any pros/cons!

Thanks!

2

Group accident insurance can be valuable for extra coverage.

3

Will having any of these supplemental insurances impact my eligibility for HSA contributions? Can accident insurance, cancer insurance, or hospital indemnity insurance from your employer or from Aflac prevent me from making HSA contributions?

4

I shattered a bone a few years back, and they reimbursed me more than I needed to spend out of pocket.