Anyone here used Mira lately?

I think about adding Mira to our Bright health insurance plan, which is catastrophic, covers absolutely nothing, and costs $1100 per month for our Texas family of four. I swear, insurance feels like a swindle. Has anyone used Mira recently? I am seeking for recent reviews and experiences. However, at $49 for urgent care and $25 for virtual and mental health appointments, it appears to be a terrific deal. Otherwise, we will have to pay full price at the physicians until we reach our crazy deductible.

I understand that catastrophic Plans cost less money, but have fewer benefits. So does the $49 and $25 cover your whole family of four? just looking out and trying to assess my options

Check out the FAQ on their website. It’s not health insurance, it doesn’t cover hospitalizations at all, and it won’t count to help you for California’s individual mandate. It only helps with some preventive care and urgent care.

Start with healthcare.gov or coveredca.com.