I’ve been looking into Middle Park Health Insurance and it seems like they have decent plans. They talk about affordable coverage, good networks, and even mental health benefits. Has anyone here tried their plans? What’s the experience like, especially with their customer service and claims process? Any tips on choosing the best plan from them?
I’ve used their family plan for a couple of years now. It’s been good overall. Their preventive care coverage is solid, and I love the telemedicine option. Customer service could be better, though.
Sawyer said:
I’ve used their family plan for a couple of years now. It’s been good overall. Their preventive care coverage is solid, and I love the telemedicine option. Customer service could be better, though.
Interesting. Do you know if they cover out-of-network providers at all? That’s been a problem for me with other companies.
@Nile
They do, but it’s limited. You might have higher out-of-pocket costs compared to in-network providers. It’s best to check the details of your specific plan.
I’m on their short-term plan, and it’s pretty basic but affordable. Great for covering the essentials while I’m between jobs.
Rowen said:
I’m on their short-term plan, and it’s pretty basic but affordable. Great for covering the essentials while I’m between jobs.
How are the prescription benefits on that plan? I’ve been curious about their short-term options.
@Kingsley
They cover generics pretty well, but brand-name drugs are expensive. If you rely on specific meds, you’ll want to check their formulary.
I tried their individual plan last year. It was okay, but I switched because their mental health coverage wasn’t as good as I needed.
DUTTON said:
I tried their individual plan last year. It was okay, but I switched because their mental health coverage wasn’t as good as I needed.
That’s good to know. Did you find another provider with better mental health coverage?
@Noe
I went with a plan from Blue Cross. It’s more expensive, but the therapy sessions are fully covered, which makes a difference.
Their group plans are actually pretty good. My company switched to Middle Park last year, and most of us like it so far.
Zara said:
Their group plans are actually pretty good. My company switched to Middle Park last year, and most of us like it so far.
Does your plan include dental and vision? My company is considering them, but we need comprehensive coverage.
@William
Yes, ours includes dental and vision, but I think it depends on what the employer negotiates. You should ask about the add-ons.